VA Streamline

VA Refinance

The VA Refinance is available to homeowners who are active military servicepersons, or veterans of the Armed Services. The program is backed by the Department of Veterans Affairs. The most common VA refinance program is the VA Streamline Refinance. Formally known as the Interest Rate Reduction Refinance Loan (IRRRL), the VA Streamline Refinance requires no appraisal, no income verification, and no credit score during the underwriting phase. The main requirement of the VA Streamline Refinance is that the homeowner’s new payment is lower as a result of the refinance.  VA mortgage rates are currently the lowest of all common loan types and VA loans never require mortgage insurance.

Turbo Mortgage

Turbo Mortgage, LLC is a Technology, Marketing, and Mortgage Education company.Sammy Ray Trantham (NMLS #208667) performs licensed origination settlement services sponsored by LendMoney Mortgage Services, LLC, (NMLS #221869) using the assumed name of Turbo Mortgage with the consent to Turbo Mortgage, LLC.

Sammy Ray Trantham
NMLS #208667
1202 Lakeway Blvd., Suite 5B, Lakeway, TX 78734

LendMoney Mortgage Services, LLC
NMLS #221869
4727 Andover St.
Sugar Land, TX 77479-3946

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CONSUMERS WISHING TO FILE A COMPLAINT AGAINST A COMPANY OR A RESIDENTIAL MORTGAGE LOAN ORIGINATOR SHOULD COMPLETE AND SEND A COMPLAINT FORM TO THE TEXAS DEPARTMENT OF SAVINGS AND MORTGAGE LENDING, 2601 NORTH LAMAR, SUITE 201, AUSTIN, TEXAS 78705. COMPLAINT FORMS AND INSTRUCTIONS MAY BE OBTAINED FROM THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV. A TOLL-FREE CONSUMER HOTLINE IS AVAILABLE AT 1-877-276-5550.

THE DEPARTMENT MAINTAINS A RECOVERY FUND TO MAKE PAYMENTS OF CERTAIN ACTUAL OUT OF POCKET DAMAGES SUSTAINED BY BORROWERS CAUSED BY ACTS OF LICENSED RESIDENTIALMORTGAGE LOAN ORIGINATORS. A WRITTEN APPLICATION FOR REIMBURSEMENT FROM THE RECOVERY FUND MUST BE FILED WITH AND INVESTIGATED BY THE DEPARTMENT PRIOR TO THE PAYMENT OF A CLAIM. FOR MORE INFORMATION ABOUT THE RECOVERY FUND, PLEASE CONSULT THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV